________________________________________
                                     PRI
                            227582.1-CMS
                        CMS-224865-11465
                                     CMS
                                    G0*1
                                        
TO:      Mrs. Rita Kemptner             
         14 Gascony Cir                 
         Manchester, NJ  08759          
                                        
                                        
                                        
                                        
                                        
                                        
                                        
                                        
________________________________________
                                       1
                            633496.1-CMS
                        CMS-224864-11465
                                     CMS
                                    G3*2
                                        
TO:      Mr. James P Helm               
         1601 E Gilbert Ave             
         Coeur D' Alene, ID  83815-6217